Last updated: June 2026
Monu Tools (the website at monu.tools) provides free online tools and educational articles. By using the site you agree to these terms. If you do not agree with them, please do not use the site.
The tools are provided free of charge, with no account required. Most tools run entirely in your browser; details are in the Privacy Policy. We may add, change, or remove tools and content at any time, and we do not guarantee that the site will always be available or uninterrupted.
You agree to use the site lawfully and not to misuse it, for example by attempting to disrupt its operation, circumvent security, scrape it abusively, or use it to process content you have no right to. You are responsible for the content you enter into the tools and for how you use the results.
The tools and content are provided "as is" and "as available", without warranties of any kind, express or implied. While the calculators are built on official formulas and published rates and we work to keep them accurate, results may contain errors and are provided for general information only. They are not professional, legal, financial, or tax advice. Always verify important figures with an official source or a qualified professional before relying on them.
To the extent permitted by law, Monu Tools and its operator are not liable for any loss or damage arising from your use of, or inability to use, the site or from reliance on its results. Mandatory liability under applicable law, for example for intent or gross negligence, remains unaffected.
The site contains links to external websites and displays ads through Google AdSense. We have no control over the content of third-party sites or ads and accept no responsibility for them.
The site's design, text, and original content are protected by copyright. The output you create with the tools from your own input belongs to you.
These terms are governed by the laws of Germany, to the extent permitted. Provider details are on the Imprint page. Questions? Contact info@monu.tools.