Calculate your Spanish net salary for 2026. Enter your annual gross and pay period count (12 or 14) to see take-home pay after Seguridad Social (6.5 %) and IRPF withholding.
How to use the Net Salary Spain
Enter your annual gross salary in EUR.
Choose 12 or 14 pay periods (pagas).
See your net salary per pay period and annual net instantly.
Frequently asked questions
The employee Seguridad Social rate is 6.5 % of your base de cotizacion (gross salary, up to the monthly ceiling of 5,101.20 EUR for 2026). It covers contingencias comunes (4.70 %), desempleo (1.55 %), MEI (0.15 %), and formacion profesional (0.10 %).
IRPF is Spain's progressive income tax. Your employer withholds an estimated amount each month based on your projected annual income and personal situation. The annual declaracion de la renta reconciles what was withheld with what you actually owe.
No. This is an estimate. The actual IRPF withholding depends on your personal circumstances: dependants, comunidad autonoma, disability status, and other deductions. It excludes reducciones for incomes below around 16,000 EUR. Your payslip figure may differ.
14 pagas means you receive 12 regular monthly salaries plus two extra pay periods (pagas extraordinarias) in July and December. The total annual net is the same; the difference is only in how it is distributed across the year.
This calculator applies the 2026 employee Seguridad Social rate (6.5 %, capped at the base maxima of 5,101.20 EUR/month), the standard 2,000 EUR gastos deducibles, and the combined estatal and autonomica IRPF scale to compute the annual net salary and the net per pay period.
It is an estimate and does not include reducciones for low incomes, regional IRPF scale variations, personal deductions, or allowances for dependants. All calculations run in your browser; no data is sent to any server.
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