Finance Calculators
German online calculators for salary, tax and pension: net pay, income tax, VAT, loans and benefits, with the official 2026 rates. Free, no sign-up.
Salary & wages
Brut to Net
Convert a French monthly gross salary to net in seconds. Based on the official 2026 employee contribution rates: vieillesse, Agirc-Arrco, CSG/CRDS.
Hourly Wage
Convert between an hourly rate and weekly, monthly and yearly pay, in both directions.
Net Salary Italy
Calculate your Italian net salary for 2026 from RAL. Includes INPS contributions, IRPEF on the imponibile, and addizionali regionale and comunale.
Net Salary Netherlands
Work out your Dutch net salary for 2026 from your gross, credits included.
Net Salary Spain
Calculate your Spanish net salary for 2026. Enter your annual gross and pay period count (12 or 14) to see take-home pay after Seguridad Social (6.5 %) and IRPF withholding.
Paycheck Calculator
Work out your US take-home pay for 2026 after federal income tax and FICA.
Poland Salary Calculator
Work out your Polish net pay from an employment contract (umowa o pracę) in 2026: ZUS, the health contribution, the PIT advance, and take-home.
Salary Calculator
Calculate your German net salary with the official 2025 & 2026 payroll-tax algorithm: tax class, Bundesland, church tax, children and public or private insurance.
Take-Home Pay
Work out your UK take-home pay for 2025/26 after income tax and National Insurance.
Urlaubsgeld Calculator
Work out the net of your German Urlaubsgeld (holiday bonus) after income tax and social contributions, from your monthly salary and the gross bonus.
Tax & VAT
BTW
Calculate Dutch BTW for 2026. Enter a net amount (excl. BTW) or a gross amount and get the full breakdown at the 21% standard rate or the 9% reduced rate.
French Income Tax
Estimate French income tax on 2025 income using the official 2026 barème, with the quotient familial (parts), plafonnement and décote.
French VAT
Calculate French TVA: enter an amount HT or TTC and get the breakdown at 20 %, 10 %, 5.5 %, or 2.1 %.
Income Tax
Calculate German income tax from your taxable income using the official 2026 tariff, with the splitting tariff for couples, solidarity surcharge and church tax.
IRPEF Calculator
Estimate Italian IRPEF income tax for 2026 from your taxable income.
IRPF Calculator
Estimate Spanish IRPF income tax for 2026 using the combined estatal and autonomica scale. Enter your base liquidable and see cuota, tipo medio, and tipo marginal.
IVA Calculator
Calculate Spanish IVA for 2026. Enter the base (excl. IVA) or total (incl. IVA) and see the full breakdown at 21 %, 10 %, or 4 %.
IVA Italy
Calculate Italian IVA for 2026. Enter an imponibile (excl. IVA) or a gross total and get the full breakdown at 22 %, 10 %, 5 %, or 4 %.
Kfz-Steuer
Estimate the annual German motor vehicle tax (Kfz-Steuer) for cars first registered from 2021, from displacement, CO2 and fuel type.
Sales Tax Calculator
Add US sales tax to a price or reverse it out of a total. Pick your state for its average combined rate, enter your own combined state plus local rate, or choose a common preset, and see the subtotal, the tax, and the total.
Tax Classes
Compare the German tax-class combinations III/V, IV/IV and IV/IV with factor: both partners' monthly net pay with the official 2026 wage-tax tariff, in your browser.
VAT Calculator
Calculate VAT for Germany (19/7 %), Austria (20/13/10 %) and Switzerland (8.1/2.6/3.8 %), both ways: add VAT to a net amount or remove it from a gross amount.
VAT Calculator
Calculate UK VAT fast. Enter a net amount (excl. VAT) or a gross amount and get the full breakdown at the 20% standard rate, the 5% reduced rate, or the 0% zero rate.
Loans & interest
Compound Interest
Project how savings or an ETF plan grow with compound interest. Set a starting amount, monthly contribution, return and duration, and watch the balance grow year by year.
Debt Payoff
See how fast you can be debt-free with the avalanche or snowball method, and how much interest an extra payment saves.
Inflation
See how the purchasing power of an amount changes between two years, using the official German consumer price index.
Loan Calculator
Calculate the monthly payment, total interest and effective APR for an annuity loan or credit. Includes an optional fee and a year-by-year repayment chart.
Loan Calculator
Calculate the monthly payment, total interest and credit cost for a French mortgage or loan. Includes assurance emprunteur.
Skonto Calculator
Work out the Skonto cash discount on an invoice: the discount amount, the reduced amount to pay, and the effective annual interest rate of paying early.
Pension & benefits
bAV Calculator
See what a monthly bAV salary conversion (Entgeltumwandlung) costs you in net pay and how much lands in your company pension after the employer subsidy.
Elterngeld Calculator
Estimate German Elterngeld: Basiselterngeld and ElterngeldPlus, with the sibling bonus and multiple-birth bonus, based on your net income before birth.
Mutterschaftsgeld Calculator
Estimate your German Mutterschaftsgeld and the employer top-up during the maternity protection period, from your average monthly net pay.
Mutterschutz Calculator
Work out your German Mutterschutz protection period: when it starts before the due date, your last working day, and when it ends after birth.
Pension Calculator
Estimate your German statutory pension from your salary and contribution years using the official pension formula, including early or later retirement and health and care insurance.
Pension Estimator
Estimate your French state pension from your salary and quarters validated.
Redundancy Pay
Work out your UK statutory redundancy pay for 2025/26 from age, service and weekly pay.
Severance Calculator
Estimate the tax on a German severance payment with the one-fifth rule (§34 EStG), and see how much that rule saves compared with normal taxation.
Severance Calculator
Calculate Spanish severance pay (indemnizacion por despido) for 2026.
Sick Pay Calculator
Estimate German statutory sick pay (Krankengeld): 70 % of your gross, capped at 90 % of net and the contribution ceiling, minus social contributions.
TFR Calculator
Calculate your Italian TFR with yearly rivalutazione from RAL and years of service.
Transitievergoeding
Calculate your Dutch transitievergoeding for 2026 from salary and years of service.
Vacation Calculator
Work out your German statutory vacation entitlement, pro-rated for part-time working days and a partial year, under the Federal Leave Act (BUrlG).
Vakantiegeld
Calculate your Dutch vakantiegeld for 2026 and the net amount you keep.
Living costs
Nebenkosten Calculator
Work out your share of a building's operating costs by living area and reconcile it against your advance payments, to see a refund or back payment.
Pendlerpauschale
Calculate the German commuter allowance (Entfernungspauschale) from your one-way distance and number of working days.
Rent Calculator
Add up cold rent, operating costs and heating into the warm rent, see the price per square metre, and check the rent-to-income ratio.