Monu Tools

Calculadoras financieras

Calculadoras online alemanas para sueldo, impuestos e IVA.

Salary Calculator

Calculate your German net salary with the official 2025 & 2026 payroll-tax algorithm: tax class, Bundesland, church tax, children and public or private insurance.

VAT Calculator

Calculate VAT for Germany (19/7 %), Austria (20/13/10 %) and Switzerland (8.1/2.6/3.8 %), both ways: add VAT to a net amount or remove it from a gross amount.

Elterngeld Calculator

Estimate German Elterngeld: Basiselterngeld and ElterngeldPlus, with the sibling bonus and multiple-birth bonus, based on your net income before birth.

Pension Calculator

Estimate your German statutory pension from your salary and contribution years using the official pension formula, including early or later retirement and health and care insurance.

Compound Interest

Project how savings or an ETF plan grow with compound interest. Set a starting amount, monthly contribution, return and duration, and watch the balance grow year by year.

Income Tax

Calculate German income tax from your taxable income using the official 2025 tariff, with the splitting tariff for couples, solidarity surcharge and church tax.

Severance Calculator

Estimate the tax on a German severance payment with the one-fifth rule (§34 EStG), and see how much that rule saves compared with normal taxation.

Sick Pay Calculator

Estimate German statutory sick pay (Krankengeld): 70 % of your gross, capped at 90 % of net and the contribution ceiling, minus social contributions.

Vacation Calculator

Work out your German statutory vacation entitlement, pro-rated for part-time working days and a partial year, under the Federal Leave Act (BUrlG).

Rent Calculator

Add up cold rent, operating costs and heating into the warm rent, see the price per square metre, and check the rent-to-income ratio.

Nebenkosten Calculator

Work out your share of a building's operating costs by living area and reconcile it against your advance payments, to see a refund or back payment.

Loan Calculator

Calculate the monthly payment, total interest and effective APR for an annuity loan or credit. Includes an optional fee and a year-by-year repayment chart.

Hourly Wage

Convert between an hourly rate and weekly, monthly and yearly pay, in both directions.

Pendlerpauschale

Calculate the German commuter allowance (Entfernungspauschale) from your one-way distance and number of working days.

Kfz-Steuer

Estimate the annual German motor vehicle tax (Kfz-Steuer) for cars first registered from 2021, from displacement, CO2 and fuel type.

Inflation

See how the purchasing power of an amount changes between two years, using the official German consumer price index.

Usamos cookies esenciales para que el sitio funcione. Con tu consentimiento también cargamos Google AdSense, que establece cookies publicitarias. Consulta nuestra política de privacidad.